ANZ Digital Asset Services
Embedded as lead frontend engineer on ANZ's digital asset services pilot — real-world asset tokenisation, portfolio management, and marketplace services for transacting tokenised assets with tokenised currencies across blockchain networks. Led a team of four frontend engineers, focused on distilling Web3 concepts for non-blockchain-native institutional users. Contract engagement with one of Australia's big four banks.
The Project
ANZ — one of Australia's big four banks — explored digital asset services through a series of pilots: real-world asset tokenisation, portfolio management, and marketplace services for transacting tokenised assets with tokenised currencies across blockchain networks using smart contract technology. This was test-and-learn territory — ANZ demonstrating the feasibility of institutional-grade digital asset capabilities.
Our founder was embedded as a senior frontend engineer on a 15-month contract, leading a team of four frontend engineers responsible for the design, build, testing, and maintenance of the web application. Worked closely with Product to design and implement new features from wireframes to production.
The UX Challenge
The platform's target users are institutional clients — asset managers, treasury teams, settlement operators. Most are not blockchain-native. A core focus of the frontend work was distilling Web3 concepts for consumption by non-blockchain-native users: making cross-chain settlement flows, token lifecycle states, and multi-network transactions intuitive for people who think in terms of traditional financial instruments.
A key milestone during the engagement: ANZ successfully demonstrated cross-chain, cross-currency asset settlement using Chainlink CCIP (Cross-Chain Interoperability Protocol) — a test transaction simulating the purchase of a tokenised asset across blockchain networks and currencies. The frontend surfaced these complex multi-step flows clearly: transaction states spanning chains, settlement progress across currencies, and portfolio views that abstract away the underlying blockchain complexity.
Distilling Web3 for institutional users — making cross-chain settlement and tokenised assets intuitive for people who think in traditional financial instruments, not blockchain primitives.
Why It Matters
Enterprise credibility in the Web3 space. Building pilots for a major bank is a different discipline from building for a startup — the compliance surface, the coordination complexity, the integration requirements, and the institutional user expectations. This engagement demonstrates that Gramercy's expertise extends into the institutional space, where making complex technology accessible to non-technical users is the central design challenge.
That same challenge — making sophisticated technology accessible through thoughtful interface design — is a thread that runs through all of Gramercy's work, from Web3 to AI-native applications.